Personal Loan

At Sarvagram, we partner with you to fulfil all your aspiration, planned and unplanned expenses with our Personal loan.

  • Be it education of your children, a medical emergency, renovation of your house or any other sudden emergency need. With a quick, easy, and seamless process we welcome you to avail our Personal loan offering for you.

*Terms and Conditions apply

**Other eligibility criteria and conditions are applicable depending on the nature of case

Loan Features

Loans amount starting from Rs 1-5 Lakh. Unsecured loans upto Rs.3 Lakh
Tenure 1-3 years
Attractive and affordable interest rates.
Hassel-free documentation process.


  • Age of applicant and co applicant should be minimum 18 years and maximum 65 years
  • Eligible Profession – Salaried Employees, Traders, Manufacturers, Retailers, Shop owners and Service providers

Calculate EMI

Loan Amount (in )
100000 500000
(in months)
3 60
Interest Rate (% P.A.)
10 20
EMI Amount


What is a Personal Loan?

Personal loan is a financial instrument that helps you avail funds for multitude of uses. It is the loan offering for any planned or sudden expense.

A personal loan can be availed for shorter duration of time i.e. > 3 yrs or for any immediate financial need.

The final loan amount depends on your net monthly income, household income and existing financial obligation. The Maximum secured personal loan can be availed upto Rs 5 lakhs, and unsecured personal loan can be upto Rs 3 lakhs. availed

The benefits of applying for a business loan online are to get capital by reducing your time of application and sitting at the comfort of your house to avail the loan.

You can check the status of your loan application from your account summary available on SarvaGram’s website or in Sarvagram App, post logging into your page.

To qualify for personal loan, you need to fulfill the eligibility of age, profession, net income and bureau score.

A Minimum score of 600+ is desirable to avail Personal loan.

You can repay the loan to SarvaGram in affordable monthly EMI through the NACH.

• Foreclosure charges:
If less than 50% tenure is served: 4% of the outstanding amount
If more than 50% tenure is served: 3% of the outstanding amount
•Part Payment :
2% of the Pre payment amount”

SarvaGrams’ loan facilities are available at all our branch locations. You can locate the nearest branch using our branch locator

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