Personal Loan
At Sarvagram, we partner with you to fulfil all your aspiration, planned and unplanned expenses with our Personal loan.
- Be it education of your children, a medical emergency, renovation of your house or any other sudden emergency need. With a quick, easy, and seamless process we welcome you to avail our Personal loan offering for you.
Loan Features
Eligibility
- Age of applicant and co applicant should be minimum 18 years and maximum 65 years
- Eligible Profession – Salaried Employees, Traders, Manufacturers, Retailers, Shop owners and Service providers
Calculate EMI
(in months)
FAQs
Personal loan is a financial instrument that helps you avail funds for multitude of uses. It is the loan offering for any planned or sudden expense.
A personal loan can be availed for shorter duration of time i.e. > 3 yrs or for any immediate financial need.
The final loan amount depends on your net monthly income, household income and existing financial obligation. The Maximum secured personal loan can be availed upto Rs 5 lakhs, and unsecured personal loan can be upto Rs 3 lakhs. availed
The benefits of applying for a business loan online are to get capital by reducing your time of application and sitting at the comfort of your house to avail the loan.
You can check the status of your loan application from your account summary available on SarvaGram’s website or in Sarvagram App, post logging into your page.
To qualify for personal loan, you need to fulfill the eligibility of age, profession, net income and bureau score.
A Minimum score of 600+ is desirable to avail Personal loan.
You can repay the loan to SarvaGram in affordable monthly EMI through the NACH.
• Foreclosure charges:
If less than 50% tenure is served: 4% of the outstanding amount
If more than 50% tenure is served: 3% of the outstanding amount
•Part Payment :
2% of the Pre payment amount”
SarvaGrams’ loan facilities are available at all our branch locations. You can locate the nearest branch using our branch locator
