SarvaGram is building India’s first household centric, data led ‘high-tech high-touch’ distribution platform to meet the growing aspirations of rural India, with a bouquet of financial and productivity enhancing offerings.

SarvaGram views rural households as cohesive economic units with community dynamics that are strong and diversified. This approach de-risks the household through better forward visibility and engagement with respect to household cash flows and income/ asset creation.

SarvaGram’s unique distribution platform leverages technology and data to empower a highly nimble on ground presence. The platform leverages the company’s location selection criteria, critical field-based market insights, micro-segmentation of households and proprietary underwriting algorithms that factor in frequency,variability, and resilience of incomes at household levels.