Gold Loan
SarvaGram brings Gold Loan as a preferred choice for meeting any of financial shortfall, working capital loan, or an emergency! Our steps to avail gold loans are minimal with simple procedure, resulting in quick loan disbursal.
- Bullet Payment option gives the customer a chance to pay principal at the end of the loan duration, leaving more cash in hand.
- SarvaGram ensures high quality infrastructure and appraisal of your gold ornaments, resulting in the safety of your gold ornaments.
- High quality infrastructure and appraisal of your gold ornament is ensured at SaravGram resulting in safety of your ornaments.
Loan Features
Eligibility
- Age: 18-60 years
- Gold should be above 18 karat
- Note: Loan is issued against jewellery and not against bullion gold like coins, ingots, or gold bars.
FAQs
You can visit nearest SarvaGram branch or give a missed call on our toll free number, 8101777555.
Any individual within the age group of 18-60 years
We offer loan against gold ornaments like necklace, rings, earrings, Bracelet, Bangles, Anklet, Armlet and Waist Bond
We provide Gold loans for a period of 12 months.
You can repay the Gold Loan through NACH or Fund Transfer.
Yes
• Upto 3 months – 4% of POS
• 3-6 months – 3% of POS
• 6 to 11 months – 2% of POS
No. We offer bullet repayment facility, where you only pay monthly interest and the entire principal is paid together during the closure of loan*.
Yes we levy bounce charges. Howevere we don’t levy any escalating interest rate if customer misses any interest
Yes
• Upto sanctioned amount INR 30,000 – INR 299
• For sanctioned amount more than INR 30,000 – 1%
