SarvaGram brings Gold Loan as a preferred choice for meeting any of financial shortfall, working capital loan, or an emergency! Our steps to avail gold loans are minimal with simple procedure, resulting in quick loan disbursal.
- Bullet Payment option gives the customer a chance to pay principal at the end of the loan duration, leaving more cash in hand.
- SarvaGram ensures high quality infrastructure and appraisal of your gold ornaments, resulting in the safety of your gold ornaments.
- High quality infrastructure and appraisal of your gold ornament is ensured at SaravGram resulting in safety of your ornaments.
- Age: 18-60 years
- Gold should be above 18 karat
- Note: Loan is issued against jewellery and not against bullion gold like coins, ingots, or gold bars.
You can visit nearest SarvaGram branch or give a missed call on our toll free number, 8101777555.
Any individual within the age group of 18-60 years
We offer loan against gold ornaments like necklace, rings, earrings, Bracelet, Bangles, Anklet, Armlet and Waist Bond
We provide Gold loans for a period of 12 months.
You can repay the Gold Loan through NACH or Fund Transfer.
• Upto 3 months – 4% of POS
• 3-6 months – 3% of POS
• 6 to 11 months – 2% of POS
No. We offer bullet repayment facility, where you only pay monthly interest and the entire principal is paid together during the closure of loan*.
Yes we levy bounce charges. Howevere we don’t levy any escalating interest rate if customer misses any interest
• Upto sanctioned amount INR 30,000 – INR 299
• For sanctioned amount more than INR 30,000 – 1%
Suggested For You
SarvaGram brings business loan to help your business flourish and take it to the next level. A good cash flow is essential to set up new business, expand the current range of products and services, modernize your workplace, or plan for expansion of operations.Know More
Consumer Durable Loan
Fulfill your aspirations faster with Sarvagram's Consumer Durable Loan. Get household appliances & mobile phones at No Cost EMI with instant approval. Our Loans are tailored to your needs with extended tenures upto 12 months and loan amounts ranging from Rs 10,000/- to Rs 50,000/- . We aim to assist you fulfil your requirements with a seamless loan application for consumer durables where no income documents are required.Know More
SarvaGram is committed to assist you with timely credit for all of your agricultural needs. Our aim is to assist you with all your wide range of agricultural business needs and help you transition to a better life. It includes activities to grow and maintain the farms, purchase of farm equipment, improving productivity with better technology, setting up irrigation or purchase of milch animals.Know More
Farm Mechanization Services
SarvaGram brings to you on demand, pay per use based Farm Implements for Land Preparation, Sowing, Crop Management, Harvesting & Post Harvest farm management.Know More
Our affordable and flexible Housing Loan are designed to fulfill your dream into reality for your own house. At Sarvagram, we are committed to assist you with purchase, renovation or construction of your house. We, as your trusted financial partner, offer a hassle free, seamless and secured process to ensure transparency and confidentiality in your loan application.Know More