Gold Loan

SarvaGram brings Gold Loan as a preferred choice for meeting any of financial shortfall, working capital loan, or an emergency! Our steps to avail gold loans are minimal with simple procedure, resulting in quick loan disbursal.

  • Bullet Payment option gives the customer a chance to pay principal at the end of the loan duration, leaving more cash in hand.
  • SarvaGram ensures high quality infrastructure and appraisal of your gold ornaments, resulting in the safety of your gold ornaments.
  • High quality infrastructure and appraisal of your gold ornament is ensured at SaravGram resulting in safety of your ornaments.

*Terms and Conditions apply

Loan Features

Maximum Loan against Gold Ornaments
No EMI-Monthly Interest
Attractive Interest Rate
Safety of Gold ornaments
Simplified Documentation


  • Age: 18-60 years
  • Gold should be above 18 karat
  • Note: Loan is issued against jewellery and not against bullion gold like coins, ingots, or gold bars.


How can I avail the Gold Loan facility?

You can visit nearest SarvaGram branch or give a missed call on our toll free number, 8101777555.

Any individual within the age group of 18-60 years

We offer loan against gold ornaments like necklace, rings, earrings, Bracelet, Bangles, Anklet, Armlet and Waist Bond

We provide Gold loans for a period of 12 months.

You can repay the Gold Loan through NACH or Fund Transfer.

• Upto 3 months – 4% of POS
• 3-6 months – 3% of POS
• 6 to 11 months – 2% of POS

No. We offer bullet repayment facility, where you only pay monthly interest and the entire principal is paid together during the closure of loan*.

Yes we levy bounce charges. Howevere we don’t levy any escalating interest rate if customer misses any interest

• Upto sanctioned amount INR 30,000 – INR 299
• For sanctioned amount more than INR 30,000 – 1%

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