Business Loan

SarvaGram brings business loan to help your business flourish and take it to the next level. A good cash flow is essential to set up new business, expand the current range of products and services, modernize your workplace, or plan for expansion of operations.

  • SarvaGram business loan is easy to apply, involves minimal documentation and enables quick disbursement*, that helps you timely fulfill your business related requirements. Security collateral is mandatory only for high loan amounts*
  • Growing your business and meeting your immediate needs are simple, secure and easy with SarvaGram’s business loan!
  • Need money to grow your business, Apply for SarvaGram’s business loan today!

*Terms and Conditions apply

**Other eligibility criteria and conditions are applicable depending on the nature of case

Loan Features

Flexible loan tenure between 12 to 72 months
Minimal documentation*
Monthly EMI
No collateral up to 3 lakhs*


  • Age of applicant/ co-applicant to be minimum 18 years and maximum 65 years
  • Business stability of minimum 3 years in same line of business**

Calculate EMI

Loan Amount (in )
100000 2500000
(in months)
3 60
Interest Rate (% P.A.)
10 20
EMI Amount


What is a business loan?

Business loan is a loan taken to fund the immediate needs of the business.

You are eligible for a business loan if your business has been running for the past 3 years and you are 18-65 years old**.

You can use the business loan for activities that’ll boost productvity of your business such as (but not limited to)
* Purchase of stock

Choose SarvaGram to avail business loan quickly with minimal documentation*

The maximum business loan amount is 25 lakhs for loans backed by security collaterals and 3 lakhs for loans with no security collateral

• Income document proofs
• KYC documents
• Security collateral documents, if applicable#

Foreclosure charges:
If less than 50% tenure is served: 4% of the outstanding amount
If more than 50% tenure is served: 3% of the outstanding amount
Part Payment :
2% of the Pre payment amount

You can repay the loan to SarvaGram in affordable EMI’s monthly

SarvaGrams’ loan facilities are available at all our branch locations. You can locate the nearest branch using our branch locator

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